1. Sit down and make budget.
2. Save first and then expense.
3. Save least 10% of income.
4. Take advantage of free money, like EPF, Credit card.
5. Save in such plan where yield is tax free.
6. Stop using credit/debit card for shopping.
7. Save your tax refund.
8. Invest maturity money to generate more interest.
9. Talk to a financial planner.
10. Invest in mutual fund SIP.
11. Invest in foreign market.
12. Invest in real state.
13. Avoid flipping a house. Purchase an old house and repair it.
14. Live within your means.
15. Never purchase expensive items on impulse.
16. Do not go grocery shopping when you are hungry, make a purchase list.
17. Buy items online.
18. Bring your lunch from home.
19. Learn More and be specialist.
20. Continue to work Network.
21. Learn how to use money.
22. Plant your seed of money.
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